How Can You Check the Balance on Your Gift Card?Įvery time you use your Visa gift card, the purchase amount is deducted from the available balance on the card. Merchants will compare the signature on the back of the card to the one on the sales receipt that you sign. Just make sure to sign the back of the card. Can You Use the Card, Even Though Your Name Is Not Embossed on It? You can use your card to make purchases anywhere Visa debit cards are accepted, either as PIN-based or signature merchant transactions. What Type of Purchases Can You Make with Your Gift Card? Alternatively, you can also choose your PIN by calling the toll free number on the back of your card. You can go to your issuer’s website and login with your Visa gift card number and the 3 digit security code on the back of the card. If your card does not come with a pre-set PIN, you will have to set one prior to making the purchase for the debit payment option to work. Note that the debit option requires a PIN, in order to work. When you make a purchase, ensure that you know the remaining balance on the card, then select credit and sign for your purchase. How Does Your Prepaid Visa Gift Card Work? It is also a good idea to register the card with the issuer, where available. Sign the card on the back signature panel. Prepaid Visa Gift Cards Frequently Asked Questions Do You Need to Do Anything Before You Use the Card?īefore using the card, store its information in a safe place, in case your card is lost or stolen. In case you ever need to make a return, you would need to show the card to the merchant. Hold on to your Visa gift card, even when there is no balance left on it. The value of the prepaid Visa gift card is determined at the time of its purchase and the spending limit is the amount of money placed on the card by the buyer. Redeemable upon presentation at multiple, unaffiliated merchants for goods or services, or is usable at automated teller machines (ATMs).Issued on a prepaid basis for personal, family or household purposes to a consumer in a pre-defined amount, which once used up in Visa’s case may not be increased or reloaded and.In the industry jargon, gift cards are known as a “general-use prepaid card”, which means that it is: In this case, though your gift card will not be accepted at locations outside of the United States, it would still be welcome at millions of locations within the U.S., wherever Visa Debit cards are accepted. Note that, if the front of your gift card states “Valid only in the United States”, your bank has issued a Domestic Use Only card. Visa gift card is a prepaid Visa card, which can be used for purchases at merchants worldwide that accept Visa debit cards. Now let’s see exactly what gift cards are, how they work and how to manage them correctly. Yet, it’s still money and common sense dictates that both the gift card’s buyer and user should ensure that they are getting a good deal for the money. Still, much loved as they are, gift cards are not exactly risk-free.īuyers often see them as little more than a convenient way to get through their shopping lists quickly and painlessly and end users are spending someone else’s money, so no one is nearly as cautious with gift cards as they are with their credit or debit cards. It makes perfect sense then that gift cards, and prepaid cards in general, have long been the fastest-growing non-cash payment type in the U.S. For their part, merchants also love gift cards, not least because a substantial portion of the funds are never used up by the cardholders. It is a convenient and easy way to get around the purchaser’s gift shopping dilemma, even as the outsourcing of the real shopping decision works out just fine for the gift recipient, who gets to buy something he or she actually likes. Every year many millions of Americans are buying, giving and using prepaid Visa gift cards.
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